Home insurance has become the biggest problem area for fraudulent claims according to the Association of British Insurers.
Home claims now make up 170 of the 335 fraudulent insurance cases detected on an annual day. Motor insurance is responsible for "only" 108 bogus claims. However, such claims tend to be for much larger sums: fraudulent motor claims average £1.12 million a day (more than £10,000 per claim), almost half of the £2.3 million for the entire industry.
Those figures show why, despite home insurance scams apparently being more frequent, motor insurers continue to point to fraud as a reason for rising premiums.
Publicising the figures, the ABI also unveiled some of the more outlandish claims people have made in an attempt to defraud insurers. One policyholder claimed for DVDs he claimed to have bought in local shops, despite the fact the titles hadn't yet been released in the UK. Another crashed a car on a German racetrack (where he wasn't covered), but shipped the wreckage back to the UK and left it on a roadside before making a claim for a domestic road crash.
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